Standard Documents Required by Lenders

Here is a list of documents that may be required by a lender when applying for a mortgage:

  • letter from your employer (start date, job title, salary/wage)
  • recent pay stub
  • notice of assessment for the last 2 years
  • proof of down payment
  • 3 months bank statements
  • investment statements
  • RSP statements
  • void cheque (if you would like mortgage payments to be withdrawn from account)
  • agreement of purchase and sale
  • MLS property information/lissting
  • T4 slips for last year
  • T1 (Tax return) for last year
  • agreement of purchase and sale for existing property (if applicable)
  • lawyer's information
  • recent annual mortgage statement shhowing current mortgage balance (if applicable)